Healthcare sector worst for insurance claims

MoneySuperMarket analysis of over 11 million car insurance quotes reveals the top ten professions in the UK that make both the fewest, and most, ‘at fault’ claims on their car insurance policies.

Surgeons are most likely to make an at-fault claim, followed by a GP, health visitor and hospital consultant; meaning the healthcare sector may be best placed to save your life, but are the ones to avoid on the road. The only sector outside of health care to enter the top ten table for at-fault claims are probation officers, who will no doubt spend a lot of time in the car between meeting offenders, victims and the police.

With the healthcare sector holding pole position for the country’s highest at-fault claims, the table of the ten professions least likely to have an ‘at fault’ claim has much more variety. Professions such as building society clerks, typists and funfair employees, are amongst the safest drivers in the UK.

Kevin Pratt, car insurance expert at MoneySuperMarket, said: “It is really interesting to see how much one industry dominates the top ten claims table – it seems those who have the responsibility of saving our lives and caring for our health are the most accident prone drivers. There is no doubt that surgeons, GPs and health visitors are all stressful jobs, so lack of time or tiredness could mean that these drivers are more likely to make an ‘at fault’ claim.
“Being involved in an accident, no matter how minor, whether you’re at fault or not, can be a traumatic and costly experience. Our research shows the average claim value for an ‘at fault’ accident is nearly £3,000 and claiming for either ‘not at fault’ or ‘at fault’ accidents will drive up annual premiums, typically adding around £33 on average.

“We urge drivers of all professions to take care on the roads – to avoid making claims, and risk the safety of themselves and drivers around them.”